Securities offered by Investment Distributors, Inc. (IDI), member FINRA, the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. IDI is located in Birmingham, AL.

Protective Private Placement VUL is a flexible premium, non-participating variable universal life insurance policy issued on policy form ICC20-V16-PPVUL and appropriate state variations in all states except New York. Policy form numbers, product features and availability may vary by state. Consult the policy for benefits, riders, limitations and exclusions. Up to a two-year contestable and suicide period. Benefits are adjusted for misstatements of age or sex.

Investors should carefully consider the investment objectives, risks, and charges and expenses of Protective Executive Benefits Private Placement Variable Universal Life insurance and its underlying investment options before investing. This and other information is contained in the private placement memorandum for Protective Executive Benefits Private Placement VUL and the prospectus for the underlying investment options. Investors should read the PPM and applicable fund prospectus carefully before investing. Private placement memorandums may be obtained by contacting Protective at 800-456-6330.